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Mortgage Exit Administration Fees (MEAFs) also known as:
- Deed Release Fees
- Sealing Fees
- Final Administration Fees
- Discharge Fees
- Final Redemption Fees
These are the fees you paid to end your mortgage contract. This may happen when you switch at the end of a fixed interest rate period or when the mortgage is paid off.
These mortgage fees are supposed to deal with legitimate expenses your mortgage company incurred such as releasing the deeds etc, however, it is unfortunately the case that these fees have become yet another money making business for lenders at your expense.
AVERAGE CLAIM £250
Our fee is 25% + VAT of whatever we win for you with a minimum fee of £65 + VAT.
It won't go to Court and will take about 2 minutes of your time.
Lenders should either charge no fee, or the original fee in the contract if that can be justified. Even agreed fees should only deal with actual expenses incurred such as deed release fees, land registry charges, staff processing costs and a reasonable proportion of general overheads.
Simply download the claim for here and, complete and return to us. We do all the work and you get your refund!
Mortgage Exit Admin Fee Reclaim
These cases may not be huge (typically less than £300), but its still wrong and many of our clients make this claim out of principle.
Dealing with mortgage lenders can be a real headache and involve 20 minute telephone queues, lengthy complicated letters and sometimes, regrettably, intimidating tactics.
Our service is All Inclusive:
- We will formally lodge your claim immediately and properly.
- We will deal with all mortgage company correspondence and calls on your behalf.
- We will ensure you get a full refund.
- We will communicate with you about your claim throughout.
- We will advise you about other potential claims you may have (credit card charges, mis-sold PPI etc).
- If the mortgage company does not settle your claim, then we will refer your case to the Financial Services Ombudsman and manage the whole process.
If we are not successful in winning your refund we work for FREE.
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